3 Smart Ways to Save for Retirement when You’re Behind

(TNS)—Time seems to fly by like a speeding train. It feels like you graduated from high school yesterday, but then you blink and get an email about your 25th reunion. Another blink, and you have two grandkids. When did all that happen? You might feel this way especially when you look at your retirement fund. […]

Consumer Spending Has Biggest Increase in Eight Months

(TNS)—Consumers ramped up their spending in January at the fastest pace in eight months as incomes also continued to grow at a strong pace in a sign economic growth is improving after slowing at the end of last year. Inflation also picked up last month, which could help push Federal Reserve policymakers to enact another […]

Key Essentials to Long-Term Investing Strategies

(TNS)—If you’re an investor who wants to focus on long-term results rather than short-term wins, you need to know how to apply asset allocation and rebalancing to your portfolio. These two investment concepts are essential to building a foundation for your financial success. Asset Allocation Asset allocation refers to investing in many types of assets, […]

7 Tips for Creating a Spa-Like Bathroom

Going to the spa is an expensive proposition—not to mention costly in terms of time. Bringing the relaxation of the spa to your own home, however, means that you can kick back and relax whenever you like. A simple bathroom redesign can be enough to completely change the way your bathroom feels, leaving relaxation just […]

7 Alternative Ways to Stay Warm in the Winter

When temperatures drop, you might be looking for alternative ways to stay warm without turning up the thermostat. Fortunately, a little ingenuity and determination will go a long way in helping you stay warm (without increasing your utility bills). Here are a few ideas to help you stay warm this winter. 1) Lay down rugs Wood […]

Here’s the First Thing You Should Do with Your Tax Refund

(TNS)—Though tax season may be daunting, there’s at least one thing about it you can look forward to: the arrival of your tax refund. During last year’s filing season, the average tax refund was $2,797. That’s enough money to buy five Apple Watches, treat yourself to a Caribbean cruise or snag a couple of VIP […]

Living Smart: Which Shower Door Is Right for Your Bathroom?

(TNS)—Installing a new shower? Unless you’re getting a walk-in shower or a bathtub/shower insert — which sometimes only requires a shower curtain — you’ll need to select a type of shower door. Here’s some information to help you choose. Sliding shower doors Sliding shower doors, also referred to as bypass doors, take up the least […]

5 Creative Ways to Improve Your Home’s Ambiance

When you first moved into your home, the walls may have been white with beige carpeting. Although this decor choice is classic for nearly every rental and brand-new home, you don’t have to live with the neutral colors. In fact, there are simple ways to improve your home’s ambiance with just a few creative changes. […]

Your Place: Keeping Your Kids Safe throughout the House

(TNS)—My father used to say that you never put your hand on a hot stove more than once. It’s one of those “learn from experience” adages that I have never agreed with, especially when it puts a child at risk of serious injury. About 350 children age 19 and under are injured as a result […]

5 Tips to Halt Mortgage Fraud in Its Tracks

Predatory lending has declined sharply in the years since Dodd-Frank, but it, and other types of mortgage fraud, still steep into housing even today and affect every stage of the homeownership cycle. Mortgage fraud, an umbrella term, is “a crime characterized by some type of material misstatement, misrepresentation, or omission on a loan which is […]